Build a Billion 

before you retire !!

Dr. Satish Vadapalli

Lead Consultant Neonatologist, Apollo Hospitals

MBBS (AMC), M.D. (Paeds), FNM (UK), MBA (FINANCE) 

Certified Equity Research Analyst (NISM-CFP)

Registered Mutual Fund Advisor (AMFI),


Author of textbook: "Bestseller"- First textbook in India on 

Monetary Management Textbook for finance and economics Student 

India's First Portfolio Management Workshop for MBA Finance students


Portfolio Management Workshop- Visiting Faculty, MBA Finance- A.U., IIM Vizag, School of International Business -


Past SECRETARY, IAP - Visakhapatnam

District Coordinator, IAP-NNF-NRP-FGM Project

Whose 1Re. is stronger

40yr = 1

50yr = 10

60 yr = 100

20yr = 1

30yr = 10

40yr = 100

50yr = 1,000

60 yr = 10,000

01yr = 1

10yr = 10

20yr = 100

30yr = 1000

40yr = 10,000

50yr = 1,00,000

60 yr=10,00,000

How to 10 x in 10 yrs..

Time to double

2020 = 1 Year = 100%

2008=1yr =100%

2012=2yr =100%

2014=3yr =100%

2020=1yr=100%

2022=2yr=100%

2024- we are here !!

2020 = 1 Year = 100%

2022 = 2 Years = 100%

2024 = 3 Years = 100%

LINK TO MICROSTAR

How much to invest 

Take 60 SIP

Nifty Low Sector Low - 100% 

Nifty Low Sector High - 70%

Nifty High Sector Low - 50%

Nifty High Sector High - 30%

What is my biggest asset..?

what is my biggest investment...?

My Unstoppable Team

Thank you

Introduction

Definition of Debt Funds

Importance in Investment Portfolio

Types of Debt

Government Securities Funds

Corporate Bond Funds

Money Market Funds

Fixed Maturity Plans (FMPs)

Gilt Funds

Government Securities Funds

Invest primarily in securities issued by the government.

Generally considered low-risk due to sovereign guarantee.

Ideal for conservative investors seeking stable returns.

Corporate Bond Funds

Invest in bonds issued by corporations.

Provide higher returns compared to government securities.

Moderate risk profile depending on credit quality.

Money Market Funds

Invest in short-term debt instruments like Treasury Bills, Commercial Papers, etc.

Aim for capital preservation and liquidity.

Suitable for investors with short investment horizons.

Fixed Maturity Plans (FMPs)

Close-ended debt funds with a fixed maturity date.

Provide predictable returns and tax efficiency.

Appeal to investors looking for fixed returns over a specific period.

Gilt Funds

Invest in government securities of varying maturities.

Subject to interest rate risks but offer potentially higher returns.

Suitable for investors with a higher risk tolerance.

Types of Debt Funds Based on Time Frame

Ultra Short-Term Funds

Short-Term Funds

Medium-Term Funds

Long-Term Funds

Factors to Consider Before Choosing Debt Mutual Funds

a. Risk: Assess credit risk, interest rate risk, and liquidity risk. 

Match risk tolerance with fund’s risk profile.

b. Returns: Understand historical performance and yield potential.

Align expected returns with investment goals.

c. Time Frame: Determine investment horizon and fund maturity.

Choose funds matching the intended investment duration.

Importance of Debt Funds

Diversification - Mitigating Risk:

Balance equity exposure with debt funds for risk management.

Smoothens portfolio volatility during market fluctuations.

Contra Asset: Acts as a counterbalance to equity investments.

Helps in rebalancing portfolio during market cycles.

Security: Offers stable returns with lower volatility compared to equities.

Safeguards capital while providing income generation..

Conclusion

Debt funds play a crucial role in investment portfolios.

Offer a range of options catering to different risk profiles and investment horizons.

Assess individual financial goals, risk tolerance, and time frame before investing.

 Q&A

Government Securities Funds- 

DESCRIBE IN FOLLOWING HEADINGS-

TYPES OF SECURITIES

Tools of Monetary Policy

Repo Rate 

Reverse Repo Rate 

Cash Reserve Ratio (CRR) 

Statutory Liquidity Ratio (SLR) 

Open Market Operations (OMO) 

Marginal Standing Facility (MSF) 

Bank Rate 

Branding

Louies

Phillips vs ram ramraj cartoons

artos vs tams up

rolex vs timex

Expansionary Fiscal Policy and Contractionary Fiscal Policy

Expansionary Monetary Policy and Contractionary Monetary Policy

Expansionary Monetary Policy, Expansionary Fiscal Policy and Contractionary Monetary Policy, Contractionary Fiscal Policy

Growth and Inflation

Types of Debt funds 

What is a Fixed Maturity Plan? 

Fixed Maturity Plan (FMP) is a fixed tenure mutual fund scheme, that invests its corpus in debt instruments maturing in line with the tenure of the scheme. The tenure of an FMP can vary between a few months to a few years. Ideal for investors with a tenure in mind.

GILT- ONLY GOVT SECURITIES

Risk-Averse Investors, diversification-seeking investors, and Investments with a horizon of 3 to 5 years.  it does not come with market risks.

Usually, money market funds are recommended to investors with an investment horizon of 90-365 days.


Money Market Mutual Funds is an open-ended fund with high return potential and can be one of the best investment options for short-term savings.