Ultra-HNI Investment Solutions
Leverage our data-driven approach to maximize returns while minimizing risk. VS Fintech delivers sophisticated investment strategies tailored for high-net-worth individuals.
Ultra-HNI needs extend beyond simple returns to include scale, sophistication, safety, and strategic edge. Our solutions are designed to address these complex requirements with precision and expertise.
Insight
Wealthy clients are increasingly pursuing diversification, tax optimization, risk-adjusted consistency, and structured alpha generation across their investment portfolios.
Ultra-HNI Proposition
Beyond Multiples – Building Legacy Alpha
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Institutional Access
Access to pre-IPO deals, PMS-grade strategies, and global feeder funds.
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Customized Alpha
A Nifty engine backed by smart-beta, factor investing, and thematic tilts
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Tax Alpha
Harveting strategies (short/long-term capital gains, indexation via debt MFs, divided routing).
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Drawdown Control
A strategy that ensures less than 12% drawdown on portfolio with Monte Carlo simulations
Unique Value Proposition
For ₹100 Crore Investment
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Capital Protection
Structured MF portfolios with downside-risk management and exposure caps per sector.
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Segregated Mandates
Ability to split Rs.100 crore into alpha pods (e.g., 20-25 Cr per theme) for layered diversification.
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Family Office Services
Reporting, governance, cash-flow simulation, and goal-aligned withdrawal plans.
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Performance Fee Model
Only pay us if we outperform benmark=hurdle rate (say Nifty + 3%)
Alpha-Nifty Investment Strategy
Multi-Crore Intelligent Allocation
Alpha Nifty Core-Satellite
Our comprehensive investment approach combines stable core holdings with tactical satellite positions to optimize returns while managing risk.
Core: Alpha Nifty Smart-Beta Strategy (approx. ₹50 Cr allocation)
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Invest in a mix of Low Volatility + High Alpha + Momentum + Quality ETFs
Includes:
ICICI Prudential Alpha Low Vol 30 ETF
Nippon Nifty Alpha 50 ETF
ICICI Momentum ETF
Motilal Oswal Nifty 200 Quality 30 ETF
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Rebalanced quarterly
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Target Alpha: Nifty 50 TRI + 3–5% CAGR
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Backtested 5-year CAGR: ~18–20% with lower drawdown than Nifty 50
Satellite 1: Active Thematic Bets (approx. ₹30 Cr allocation)
Sector rotation themes: Pharma, BFSI, Infra, Consumption, EV
Using:
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Mirae Asset Healthcare Fund
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SBI Consumption Opp. Fund
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ICICI Infrastructure Fund
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Dynamic weighting based on global macro trends + sector valuation ratios
Satellite 2: Tactical Opportunities (approx. ₹10 Cr allocation)
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Short-term arbitrage, dividend capture strategy, special situations funds
MF instruments:
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Kotak Equity Arbitrage
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ICICI Prudential BHARAT 22 ETF (for dividend run-ups)
Satellite 3: Debt + Liquid Alpha (approx. ₹10 Cr allocation)
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Roll-down strategy with long-duration target maturity funds
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Indexation + optimal taxation for long-term capital gains
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E.g., SBI Nifty SDL 2028, ICICI Gilt 2029, Bharat Bond 2030
Alpha-Nifty Investment Strategy
Exclusive Advantages of Our Ultra-HNI Service
Scale Benefits Without Liquidity Risks
MF route allows you to invest ₹100 Cr without single-stock risk or market impact.
Customization within Regulatory Wrapper
Like a PMS but with mutual fund liquidity, safety, and transparency.
Risk-Adjusted Alpha
Portfolio targets Sharpe ratio >1 (compared to Nifty ~0.5).
Quarterly Reporting + Family Office Advisory
Full capital tracking, performance attribution, tax alpha reporting.
Exit Flexibility
No lock-ins like AIF/PMS, partial exits possible anytime.
Bonus Strategy Add-On
Offer to co-invest in a thematic fund that your firm launches for strategic clients. For example:
“We are launching a private MF feeder model focused on Smart Cities & AI/EV infra – as a ₹25 Cr sleeve within your ₹100 Cr strategy.”
🧠 Positioning Line to Use:
“At ₹1 Cr, you get returns. At ₹100 Cr, you get a legacy strategy — tailored alpha, drawdown protection, and intergenerational impact.”